Investment Performance
Variable annuities are long-term investment vehicles designed for retirement purposes which allow you to allocate contributions among variable investment options that have the potential to grow tax-deferred with an option to receive a stream of income at a later date. Early withdrawals from variable annuities may be subject to surrender charges, and if taken prior to age 59 1/2, a 10% IRS penalty may apply. Withdrawals will also reduce the applicable death benefit and cash surrender value/account value.
The performance data quoted represents past performance. Past performance does not guarantee future results. For month-end performance, which may be lower or higher than the performance data shown, please call 800-282-6295. Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.
These numbers reflect total Separate Account charges of 0.90% on an annual basis. They also assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses.
Depending upon the type of contract in which you participate, you have either received prospectuses and/or prospectus summaries for the separate account and the funds. You should consider the investment objectives, risks and charges, and expenses of the variable product and its underlying fund options carefully before investing. The prospectus contains this and other information. Anyone who wishes to obtain a free copy of the separate account and/or fund prospectuses may call their Voya representative or the number above. Please read the prospectus or prospectus summaries carefully before investing.
Returns less than one year are not annualized. Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns. The fund inception date indicates the inception date of the underlying investment portfolio, which may precede the portfolio's inclusion in the product.
| Investment Options | Asset Class | 1 - Mo | 3 - Mo | YTD | 1 - Yr | 3 - Yr | 5 - Yr | 10 - Yr | Incept | Fund Inception Date | Gross Fund Exp %* | Net Fund Exp %* |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Voya Government Money Market Portfolio - Class I - 003 (1) | Stability of Principal | 0.25 | 0.76 | 1.03 | 3.67 | 3.21 | 1.57 | 0.79 | 01/01/1980 | |||
| Voya Fixed Plus Account II (4568) - 4568 (2)(4) | Stability of Principal | 0.24 | 0.72 | 0.98 | 2.99 | 3.00 | 3.00 | 3.00 | ||||
| Voya Global Bond Portfolio - Initial Class - 422 | Bonds | 2.96 | 4.74 | 5.41 | 8.21 | 0.38 | -1.38 | 0.09 | 11/08/2004 | |||
| Voya Intermediate Bond Portfolio - Class I - 004 | Bonds | 0.37 | 2.30 | 2.92 | 7.70 | 1.80 | -0.32 | 1.18 | 05/23/1973 | |||
| VY® T. Rowe Price Capital Appreciation Portfolio - Service - 788 | Balanced | 0.14 | -3.26 | -0.30 | 8.93 | 8.04 | 10.15 | 9.04 | 01/24/1989 | |||
| Voya Balanced Income Portfolio - Institutional Class - 1207 | Balanced | 0.41 | -0.60 | 1.27 | 10.96 | 5.67 | 5.98 | 4.24 | 04/28/2006 | |||
| Invesco V.I. Core Equity Fund - Series I - 079 | Large Cap Value/Blend | -0.63 | -8.18 | -5.28 | 10.99 | 10.15 | 12.55 | 7.75 | 05/02/1994 | |||
| Neuberger Berman Sustainable Equity Fund - Trust Class - 1120 | Large Cap Value/Blend | -0.03 | -8.09 | -3.22 | 12.82 | 12.86 | 15.29 | 9.94 | 03/16/1994 | |||
| Voya U.S. Stock Index Portfolio - Institutional Class - 829 | Large Cap Value/Blend | -0.80 | -7.79 | -5.31 | 10.75 | 10.84 | 14.26 | 11.01 | 05/03/2004 | |||
| Fidelity® VIP Equity-Income Portfolio - Initial Class - 108 | Large Cap Value/Blend | -2.02 | -3.21 | 0.93 | 8.71 | 8.12 | 12.99 | 8.12 | 10/09/1986 | |||
| American Funds The Growth Fund of America® - Class R-4 - 572 | Large Cap Growth | 1.77 | -9.59 | -4.99 | 12.66 | 12.93 | 13.49 | 11.52 | 12/01/1973 | |||
| Fidelity® VIP Contrafund Portfolio - Initial Class - 133 | Large Cap Growth | 1.24 | -8.60 | -4.54 | 13.26 | 15.27 | 15.23 | 11.79 | 01/03/1995 | |||
| VY® T. Rowe Price Growth Equity Portfolio - Initial Class - 111 | Large Cap Growth | 1.26 | -11.08 | -9.04 | 9.58 | 12.02 | 10.72 | 10.98 | 11/28/1997 | |||
| Voya Index Plus MidCap Portfolio - Class I - 053 | Small/Mid/Specialty | -1.93 | -12.01 | -8.40 | 0.84 | 5.48 | 12.60 | 6.43 | 12/16/1997 | |||
| Voya MidCap Opportunities Portfolio - Class I - 081 | Small/Mid/Specialty | 3.46 | -11.66 | -6.04 | 4.36 | 7.47 | 10.35 | 8.54 | 05/05/2000 | |||
| VY® Baron Growth Portfolio - Service Class - 436 | Small/Mid/Specialty | -4.99 | -12.27 | -10.00 | -1.17 | 0.99 | 7.58 | 7.56 | 05/01/2002 | |||
| Wanger Acorn - 821 | Small/Mid/Specialty | -0.61 | -16.60 | -14.64 | -5.26 | 2.46 | 4.14 | 5.21 | 05/03/1995 | |||
| Voya Small Company Portfolio - Class I - 042 | Small/Mid/Specialty | -3.31 | -12.68 | -8.94 | 5.37 | 3.51 | 9.64 | 5.21 | 12/27/1996 | |||
| American Funds EuroPacific Growth Fund® - Class R-4 - 573 | Global / International | 2.78 | 0.36 | 5.14 | 4.76 | 5.68 | 7.31 | 4.02 | 04/16/1984 | |||
| Voya Global Insights Portfolio - Initial Class - 432 | Global / International | -0.07 | -6.44 | -2.42 | 6.02 | 8.07 | 9.24 | 6.95 | 05/01/2002 |
The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility.
Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks.
Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed.
High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities.
Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities.
The performance data quoted represents past performance. Past performance does not guarantee future results. For month-end performance, which may be lower or higher than the performance data shown, please call 800-282-6295. Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.
These numbers reflect total Separate Account charges of 0.90% on an annual basis. They also assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses.
Returns less than one year are not annualized. VAA Inception Date is the date on which contributions were first received in this fund under the Variable Annuity Account, and is the date used in calculating the periodic returns.
| Investment Options | Asset Class | 1 - Mo | 3 - Mo | YTD | 1 - Yr | 3 - Yr | 5 - Yr | 10 - Yr | Incept | Fund Inception Date | Gross Fund Exp %* | Net Fund Exp %* |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Voya Government Money Market Portfolio - Class I - 003 (1) | Stability of Principal | 0.27 | 0.77 | 0.77 | 3.74 | 3.10 | 1.50 | 0.75 | 02/29/1996 | |||
| Voya Global Bond Portfolio - Initial Class - 422 | Bonds | 0.37 | 2.38 | 2.38 | 2.29 | -2.66 | -1.40 | -0.06 | 03/30/2005 | |||
| Voya Intermediate Bond Portfolio - Class I - 004 | Bonds | -0.13 | 2.54 | 2.54 | 4.73 | 0.25 | 0.14 | 1.12 | 01/31/1996 | |||
| VY® T. Rowe Price Capital Appreciation Portfolio - Service - 788 | Balanced | -2.02 | -0.43 | -0.43 | 5.84 | 5.49 | 12.15 | 8.99 | 05/25/2010 | |||
| Voya Balanced Income Portfolio - Institutional Class - 1207 | Balanced | -1.70 | 0.86 | 0.86 | 7.65 | 3.97 | 6.95 | 4.39 | 02/29/1996 | |||
| Invesco V.I. Core Equity Fund - Series I - 079 | Large Cap Value/Blend | -6.15 | -4.67 | -4.67 | 6.88 | 6.84 | 15.50 | 7.91 | 10/12/2000 | |||
| Neuberger Berman Sustainable Equity Fund - Trust Class - 1120 | Large Cap Value/Blend | -4.92 | -3.19 | -3.19 | 9.37 | 9.71 | 17.96 | 9.93 | 06/04/2010 | |||
| Voya U.S. Stock Index Portfolio - Institutional Class - 829 | Large Cap Value/Blend | -5.72 | -4.55 | -4.55 | 7.01 | 7.78 | 17.22 | 11.19 | 05/03/2004 | |||
| Fidelity® VIP Equity-Income Portfolio - Initial Class - 108 | Large Cap Value/Blend | -2.02 | 3.01 | 3.01 | 8.19 | 7.20 | 15.40 | 8.57 | 01/31/1996 | |||
| American Funds The Growth Fund of America® - Class R-4 - 572 | Large Cap Growth | -7.61 | -6.64 | -6.64 | 5.78 | 7.55 | 16.13 | 11.50 | 05/03/2004 | |||
| Fidelity® VIP Contrafund Portfolio - Initial Class - 133 | Large Cap Growth | -7.35 | -5.71 | -5.71 | 7.18 | 10.24 | 17.87 | 11.70 | 03/29/1996 | |||
| VY® T. Rowe Price Growth Equity Portfolio - Initial Class - 111 | Large Cap Growth | -8.99 | -10.17 | -10.17 | 2.97 | 5.39 | 13.43 | 10.86 | 11/28/1997 | |||
| Voya Index Plus MidCap Portfolio - Class I - 053 | Small/Mid/Specialty | -6.07 | -6.60 | -6.60 | -3.38 | 3.78 | 16.03 | 6.48 | 05/04/1998 | |||
| Voya MidCap Opportunities Portfolio - Class I - 081 | Small/Mid/Specialty | -7.64 | -9.19 | -9.19 | -5.14 | 2.55 | 12.27 | 8.03 | 03/22/2013 | |||
| VY® Baron Growth Portfolio - Service Class - 436 | Small/Mid/Specialty | -3.65 | -5.27 | -5.27 | -6.78 | -0.65 | 11.48 | 7.80 | 09/27/2006 | |||
| Wanger Acorn - 821 | Small/Mid/Specialty | -8.72 | -14.12 | -14.12 | -11.08 | -2.48 | 7.13 | 5.02 | 05/03/2004 | |||
| Voya Small Company Portfolio - Class I - 042 | Small/Mid/Specialty | -6.50 | -5.82 | -5.82 | 2.19 | 1.73 | 13.23 | 5.40 | 05/30/1997 | |||
| American Funds EuroPacific Growth Fund® - Class R-4 - 573 | Global / International | -3.01 | 2.30 | 2.30 | -0.92 | 1.99 | 8.57 | 4.01 | 05/03/2004 | |||
| Voya Global Insights Portfolio - Initial Class - 432 | Global / International | -4.55 | -2.35 | -2.35 | 1.78 | 3.88 | 11.82 | 7.03 | 03/30/2005 |
The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility.
Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks.
Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed.
High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities.
Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities.
(1) YOU COULD LOSE MONEY BY INVESTING IN THE FUND. ALTHOUGH THE FUND SEEKS TO PRESERVE THE VALUE OF YOUR INVESTMENT AT $1.00 PER SHARE, IT CANNOT GUARANTEE IT WILL DO SO. AN INVESTMENT IN THE FUND IS NOT A BANK ACCOUNT AND IS NOT INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION OR ANY OTHER GOVERNMENT AGENCY. THE FUND'S SPONSOR IS NOT REQUIRED TO REIMBURSE THE FUND FOR LOSSES, AND YOU SHOULD NOT EXPECT THAT THE SPONSOR WILL PROVIDE FINANCIAL SUPPORT TO THE FUND AT ANY TIME, INCLUDING DURING PERIODS OF MARKET STRESS.
(2) The Investment Option is not part of the Separate Account. The returns listed do not include the impact of contract charges. Please refer to the contract to determine which Fixed Interest Options are available for your specific plan.
(3) The current yield reflects the deduction of all charges that are deducted from the total return quotations shown.
Read the prospectuses carefully before you invest or send money. Please note that this product is not offered in the States of New York and Oregon.
(4) The current rate for the Voya Fixed Plus Account II (4568) MC 945, Fund 4568 is 3.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than the calendar year floor rate of 3.00%, which will not change through 12/31/2025. In addition, the current rate is guaranteed not to be less than the Guaranteed Minimum Interest Rate of 3.00%. VRIAC will not apply a decrease to the current rate following a rate change initiated solely by us prior to the last day of the three-month period measured from the first day of the month in which such change was effective. Note: The current rate for an initial investment in the fixed account previously identified may be in effect for less than a full three-month period. Guarantees are based on the claims-paying ability of Voya Retirement Insurance and Annuity Company.